| First Decade | Parent's health |
| Second Decade | Parent's health; Auto |
| Third Decade | Employee's health; Auto |
| Fourth Decade | Employee's health; Auto; Term Life |
| Fifth Decade | Employee's health; Auto; Term Life; Umbrella |
| Sixth Decade | Employee's health; Auto; Term Life; Umbrella; Long Term Care |
| Seventh Decade | Retirement health; Auto (if you're lucky); Whole/Annuity/Trust Life; Umbrella; Long Term Care; Social Security |
Thursday, December 14, 2006
Cycle of Life (Insurance)
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4 comments:
One of my several methods of making people stop talking to me on airplanes is to go on at length about life insurance. It's actually a lot more interesting than one might suppose, given that it has to do with time, death, and love. But if the mathematics doesn't lose their attention, the discussion of mortality will.
I wish I had something like life insurance to fall back on! I try and talk math and they just talk more and louder :-/ Honestly, the iPod is about the best tool for that. They say it gets in the way of social activity and all, but sometimes that's a positive thing!
Life insurance is so important, you can't believe. I have just heard horror stories about people (surviving spouse) that were devastated by the death of the partner due to being under insured. With low cost life insurance quotes that are on the internet today, it is so easy. People need to make the time and put the finances up to make sure that their family is taken care of when they are gone.
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